US Debt Ceiling Explained
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You ask us to explain US Debt Ceiling crisis so here it is.
Lahat ng bansa ay may utang. National debt ang tawag at minsan “public debt”naman ang tawag dito.
Isipin mo na lang na isang bakery ang isang bansa. Ang bakery ay isang negosyo. Kumikita ang bakery sa pagbebenta ng tinapay at may mga expenses ang bakery gaya ng pasahod, raw materials at iba pa.
Ang isang bansa ay may income primarily through taxes and other sources depende kung anong main source of income meron ang isang bansa.
Kapag hindi sapat ang income ng bakery ay uutang sa Bombai yung may ari or magloloan para may pangsahod sa mga tauhan at pambili ng raw materials. Uutang para maipagpatuloy ang negosyo.
Ang isang bansa ay ganun din. If hindi sapat ang ankokolektang pera through taxes and other source ay kailangan nito umutang para mafinance ang expenses. Ang mga expenses na tinutukoy ay gaya ng mga pagbuild ng roads, new projects, pasahod sa government employess, military expenses, pensions, at iba pang pinagkakagastusan ng isang bansa.
![](https://blogs.tradersdenph.com/wp-content/uploads/2023/05/image-152.png)
Nasa 31 trillion Plus na ngayon ang National debt ng US.
Ang debt ceiling ay limit ng debt na pwedeng iborrow ng US legally. Kapag sumobra na sa ceiling ay kailangan na itong iapprove ng US Congress.
January 2023 nahit ng US ang debt ceiling nila.
Normally ay inaapprove naman agad ng US Congress ito without a problem but ngayon ay may mga “conditions” ang Congress bago ito iapprove at ayaw ni President Biden sa ilan sa mga conditions na iyon.
Kaya may DEBT CEILING CRISIS although to me this is more of a political problem kesa sa actual na problema na maglilead sa recession.
Wala naman me isa sa kanila na gusto magkarecession or gusto humina ang dollar.
This is not the first time may ganitong problem ang US.
Di rin ito unang beses na nahit ang debt ceiling.
The debt ceiling was raised 74 times from March 1962 to May 2011 including 18 times under Ronald Reagan, eight times under Bill Clinton, and seven times under George W. Bush. In practice, the debt ceiling has never been reduced, even though the public debt itself may have reduced.
May debt ceiling crisis nung 1995.
Meron nung 2011.
Meron nung 2013.
Meron nung 2021.
They will eventually resolve it. They cannot afford not to.
Ano mangyayare if hindi nila maresolve?
Well, mawawaalan ng sahod ang mga government employees, mawawalan pension ang mga me pension, babagsak ang dollar, babagsak ang economy ng US, mawawalan ng trust ang mga investor sa dollar and a lot more.
Will it happen? Not really. This is more of a negotiation than an actual problem of US na magdefault.
74 times na naraised ang debt ceiling ng US so di talaga ito ang unang beses kaya this is a matter of kelan sila mag aagree at ano ang aagreehan nila. Before June 1 ay dapat mag agree na sila and they will.
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